Auto Insurance FAQs

Q: What should I consider when purchasing auto insurance?
A: Various amounts of liability are offered with standard auto insurance policies, along with optional coverages. You can best determine your needs.

Q: When it comes to buying auto insurance, is cheaper better?
A: Price is one of many factors you should consider when shopping for auto insurance, including customer service and claim response.

Q: Are other drivers covered by my insurance policy?
A: Yes, other licensed drivers will be covered if you loan your car.

Q: What is the difference between “collision” and “comprehensive” coverage?
A: “Collision” coverage will take care of the damage to your car as a result of an accident or from hitting an object. “Comprehensive” coverage relates to damages incurred that is not a direct result of the operation of the vehicle, like a falling tree branch.

Q: Is there a way I can lower my automobile insurance rates?
A: Shopping for competitive pricing, changing deductibles and bundling policies like home and auto are a few of the ways you can lower your rates.